BCA Insurance Group - Business and Personal Insurance for Ohio and Michigan

About Us

BCA Insurance Group has an impressive base of agents with a wide range of experience. You can depend on our staff to assist you in all of your insurance needs.
KATHY WILLIAMS

Kathy has been a partner and principal of the BCA Insurance Group since its inception. Kathy is licensed for property and casualty, and life and health, in Ohio and Michigan. She began her insurance career in 1994 as a Nationwide agent. Realizing that she wanted to do more for her clients she started her own agency-Williams Insurance. In 2009 she became affiliated with Butler Capital Advisors and established the BCA Insurance Group. Kathy originated from the Texas/New Mexico area, and has lived in Toledo, Ohio for the last 30 years. She has been married to Keith for 26 years and has 3 children, Keith, Kolby and Katy. Kathys professional goal is to provide the agencys clients with the best protection and best service at the lowest possible cost.

KEVIN CARMONY

Kevin has been a partner in BCA Insurance Group since its inception. He has also been in the financial services industry since 1990 and his other firm, Butler Capital Advisors, is closely affiliated with BCA Insurance Group. This affiliation makes it possible to provide comprehensive services to all clients. As an insurance specialist and an investment advisor, much of his time is spent assisting clients with life, disability income and long-term care insurance, and providing guidance in the area of financial planning. Kevin is licensed to sell securities as well as life and health insurance. On a personal note, Kevin is a life-long Perrysburg, OH resident, is married to Kathleen and together they have three children. He attended St. Francis High School in Toledo, graduated from John Carroll University and followed that with a graduate degree from Bowling Green State University. He is active on the boards of Zepf Center and Goodwill Industries of Northwest OH. His hobbies include officiating swimming and diving competitions, scuba diving, and playing golf and squash.

KEITH WILLIAMS
Keith Williams has been with the BCA Insurance Group since July 2009, and is licensed in Property and Casualty, with a focus towards Commercial and Bonds. Previously ,he had worked in retail for 44 years in various positions, to include 20 years in management with Seaway Food town and 5 ½ years with Kroger, holding the position of store manager for 5 years before retiring from Kroger in 2009. He also served our country in the Army National Guard for 12 years, attaining the rank of Staff Sergeant. A life-long Toledo, Oh resident, Keith has been married to his wonderful wife Kathy for over 26 years, and has two boys and one daughter. One son is living in Clinton, Iowa, the other son and daughter, who is currently attending college, lives at home. He is an avid golfer and holds a 3rd degree black belt in the system of Goju Ryu, and a 1st degree black belt in the system of Isshin-Ryu.
JENNY MONTAGUE
Having been Kevin Carmony's assistant for eleven years, Jenny Montague has also been associated with BCA Insurance Group since its inception. Her relationship with the field of insurance began at age 17 as her first job right after graduation from Whitmer High School. One personal goal she diligently maintains is to develop a rapport with clients so they are always comfortable when calling the office. A life-long Toledo, OH resident, Jenny is married to Alan and they have raised three lovely young ladies.
DANETTE PERNA

Danette started with BCA in April of 2012 and is licensed in property and casualty insurance. She grew up in west Toledo, has one son and one granddaughter. Danette moved to Sylvania in 1986 where she owned and operated a local restaurant for 15 years. Client contact and customer satisfaction have always been a high priority. She is a sunshine addict, enjoys any kind of water activities, and hanging out with her dog, Cooper.

KYLE GANSS
Kyle started with BCA Insurance Group January 2015 and is fully licensed to sell Property and Casualty Insurance. He grew up in Perrysburg, Ohio and currently resides in South Toledo with his wife Kaitlin and son Jaxson. He attended Perrysburg High School where he was involved in soccer, baseball and track. He graduated from Bowling Green State University with a Degree in Exercise Science. He coaches the boys JVA soccer team at Perrysburg High School and has been involved with the Perrysburg Soccer Club for 8 years. He enjoys spending time with family and friends, coaching soccer, playing golf, and working out.
KURT ZIMMERMAN

Kurt and his wife Nancy have lived in the area since 1984. They both graduated from BGSU and Kurt also graduated from L’Institut de Touraine in Tours, France. They raised their 6 children in Maumee and now also have 5 grandchildren in the area.

Professionally, Kurt was a local agency owner for many years and most recently was with the third largest insurance company in the world as a specialist in automotive and dealership insurance during which time he handled the State of Ohio territory as a Truck, Equipment & Motorcycle Territory Manager. Later he handled both the Cincinnati/Dayton Territory and the NW Ohio territory for the Auto Dealer Program concentrating in P&C and F&I sales. He looks forward to a long tenure at BCA serving the needs of friends a clients throughout Ohio & Michigan.